3. 13th October, 1981
4. 12.21 pm
This is a weak jia day master with strongly rooted negative wealth earth and negative officer metal stars. The earthly branches too are not that favorable. There is the zi-wu clash and the xu-you harm. This chart needs the positive resource water star to be in the stem to arbitrate the strongly rooted metal stars from countering the weak jia day master. Not only the water stars help to arbitrate the metal-wood clash, it also provides balance to the chart.
Earth -> Metal -> Water -> Wood.
Obviously, the best luck pillar must be the one with the water star in the stem.
Ren-yin or gui-mao?
The gui-mao luck pillar is not that favorable because the mao has negative relationships with three of the four earthly branches. Wu-mao is a punishment, zi-mao is an uncivilized punishment and you-mao is a clash. So, her best luck pillar should be ren-yin. The yin tiger has no negative relationship with the natal chart except that there is a negative fire frame of yin-wu-xu which fortunately cannot transform.