From the technical point of view, this chart is a follower chart since none of the 7 palaces support the ren water DM. On top of that, there is the si-wu-wei seasonal summer fire frame that transforms into fire stars. The whole chart is really on fire. If this is a true follower chart, then this lady would have made her money easily since fire stars are her wealth stars. Her real life story tells us otherwise. She was just getting a clerical pay prior to her problem.
So, this is a weak ren water DM and fire stars are her negative stars besides wood and earth stars. People with strong negative fire stars are more prone to problems of the spiritual kind since fire also represent spirituality.