I have seen a few charts of people who made a lot of money during a good luck pillar just to lose them all in his next negative luck pillar. This case is a typical example.

This man made more than RM3 million in the share market during his gui-chou LP but lose them all in his jia-yin LP.

A weak xin DM harnesses wealth through metal self stars but will lose money when meeting wood wealth stars. His self star geng is strongly rooted in the rooster you and this gives him a strong wealth capacity. In the gui-chou LP, he had a si-you-chou 3-combo of metal frame and this transformation of metal stars gave him his millions. This transformation was supported by the autumn season with the geng acting as the lure. His negative ren, HO and negative ding, 7K which represent his impulsiveness and daring attitude were very helpful during this very favorable strong metal LP.

Unfortunately, this very same character of his also brought about his downfall when his strong negative wood stars appeared in the jia-yin LP. Jia-yin is a very strong block of wood stars and on top of that, ding-ren also transformed into wood stars, supported by the yin tiger earthly branch of the jia-yin LP. Just as the strong metal stars made him rich, the presence of a very strong negative wood stars brought about the reverse.

Knowing our bazi's can really save us a lot of money but normally when a person is running a spell of good luck, he will not listen.

This is the chart of a girl born in 1994. In the year 2000, in the geng-chen year, when she was only six years old, her father had an affair and shortly after, her parents had a divorce.

For a gui water DM, her father is the fire wealth star while her mother and the third party lady are represented by the metal resource stars. 

The protruding geng in the hour stem represents her mother while inside the snake, si, there is the bing representing her father and another geng representing the other lady. The affair came into light in the year 2000
    2000        when this third party geng lady was revealed in the geng-chen year. 

As this is a weak gui water DM, the jia-xu fu-yin in her natal chart is negative. Since the negative fu-yin occurred in the year and month pillars, this sad event happened when she was young.

Can you see from the natal chart who was awarded her custody?

This is the chart of Eike Batista who was once the richest man in Brazil. He made his fortune mostly from mining and oil & gas exploration. In early 2012, his net worth was USD30 billion and it made him the seventh richest man in the world. Unfortunately, by July 2013, he wealth has plummeted to USD200 million due to the downturn in the precious metal mining industry, his growing debts and falling company share prices. He has lost more than 99% of his wealth in about one and a half year. Wow!

Let's take a look at his chart to see what has happened.

This jia DM has only 1 self star supporting without any resource star. So, this is a fake follower chart. A follower chart is treated as a strong chart. So, it's good to have wealth stars, but meeting self stars means losing money.

In his natal chart, he has very strong wealth stars of wu earth strongly rooted in the 3 xu dogs. With the wealth star in the month earthly branch, he was born in the door of wealth. With such a strong capacity for wealth, making money was easy.

However, there is a negative jia-xu fu-yin in the day and hour pillar of his natal chart. This fu-yin is negative because the protruding wood star is negative. So, a sad event is just waiting to happen. It will happen during his later years because the fu-yin is in the third and fourth pillar. The fact is he lost much of his wealth at the age of 56 and 57 in this jia-chen LP and during the 2 protruding water years of 2012 and 2013. As you know, the water stars produce more wood. In 2012, the 2 chen's also clashed with the 3 xu's and released more negative water and wood stars causing this catastrophic lost.

Will he survive 2014, jia-wu year?