During the yi-you LP, the you is forming a harm with the xu of the day branch and this harm is also known as the bodily harm. The actual problem of this chart is that it has 2 sets of xu-wei-chou bullying punishment.
Technically speaking, this is a fake follower chart. Thus, water and metal stars are not favourable. In 2003, the gui-wei AP is forming a fu-yin with the month pillar. Since the protruding gui water star is not favourable, this fu-yin is a negative one.
This lady has a very strong will power. Although she missed much of her schooling hours, she managed to sit for her pre-u exams the following year. Guess what? She did well enough to secure a place in a local university and has since graduated in 2008.
I wish her well.